Home Mortgage Loans

State Bank Financial Benefits

Still want to have personal assistance?

You can call or email one of our Mortgage Loan Advisors below to answer any of your questions or to ask advice.

Ready to apply for a Mortgage loan?

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

New Mortgage Rules

As of January 10, 2014 , new mortgage secured lending rules took effect. Read more New Mortgage Rules.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Loan Advisor is always just a call or e-mail away!

  • Rate Watch

    Rate Watch

    Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

    More

  • Home Equity Line of Credit

    Calculators

    Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

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Mortgage Loan Advisors

Would you rather talk?

Call one of us today to discuss your mortgage needs and find out what the right mortgage is for you.

Karla Diane Swaney
1836 East Main Street
Onalaska, WI
608-781-1836
NMLS Registry Number #649031
karlas@statebankfinancial.com